Jobs

Fedeth Microfinance Bank Recruitment 2022(3 Positions)

Apply for the ongoing Fedeth Microfinance Bank Recruitment 2022. See the 3 job positions, descriptions, eligibility, and how to apply. Fedeth Microfinance Bank is seeking the services of both graduates and experienced job seekers to fill the vacant positions in their bank.

Fedeth Microfinance Bank economically empowers micro-entrepreneurs and low-income earners by providing financial services.

We are recruiting to fill the following positions below:

1.) Business Development Officer

Location: Abuja

Job Responsibilities
New Business Development:

  • Prospect for potential new clients and turn this into increased business.
  • Developing growth strategies and plans
  • Meet Investment/risk targets for each products as set out at the beginning of the fiscal year
  • Preparation of budgets and reviewing timeframes for meeting budget
  • Manage portfolio to balance interest rate yield per loan while continually increasing funding volumes and minimizing delinquency.
  • Identify and mobilize Investments from both individual and corporate entities
  • Deliver quality client service by ensuring that loan decisions are communicated effectively to clients in a timely manner.
  • Manage commission payouts and communicate interest rate changes as the need arises
  • Cold call as appropriate within your market or geographic area to ensure a robust pipeline of opportunities.
  • Meet potential clients by growing, maintaining, and leveraging existing network.
  • Research and build relationships with new clients.
  • Set up meetings between client decision makers and Bank’s practice leaders/Principals.
  • Plan approaches and pitches.
  • Work with team to develop proposals that speak to the client’s needs, concerns, and objectives.
  • Participate in pricing the solution/service.
  • Handle objections by clarifying, emphasizing agreements and working through differences to a positive conclusion.
  • Use a variety of styles to persuade or negotiate appropriately.
  • Present an image that mirrors that of the organization.
  • Investment Appraisal
  • Asset origination
  • Credit administration and preparation of offer letters.
  • Analysis, appraisal and preparation of Structured Finance agreements and other documents.
  • Review of credit applications to ensure that all documents submitted by the client are complete.
  • Asset inspection before approval is made.
  • Assessment of the client’s balance sheet performance, cash flow and streams of income.
  • Accounts reconciliation and recovery management

Business Development Planning:

  • Attend industry functions, such as association events and conferences, and provide feedback and information on market and creative trends.
  • Present to and consult with mid and senior level management on business trends with a view to developing new services, products, and distribution channels.
  • Identify opportunities for campaigns, services, and distribution channels that will lead to an increase in sales.
  • Using knowledge of the market and competitors, identify and develop the Banks’s unique selling propositions and differentiators.
  • Brainstorm with other business development teams to create new products that will meet client’s needs while increasing profitability
  • Manage records of new clients established, investments, risk assets and other important data.

Management and Research:

  • Submit weekly progress reports and ensure data is accurate.
  • Forecast sales targets and ensure they are met by the team.
  • Track and record activity on accounts and help to close deals to meet these targets.
  • Work with marketing staff to ensure that prerequisites (like prequalification or getting on a vendor list) are fulfilled within a timely manner.
  • Ensure all team members represent the Bank in the best light.
  • Present business development training and mentoring to business developers and other internal staff.
  • Research and develop a thorough understanding of the Bank’s people and capabilities.
  • Understand the Bank’s goal and purpose so as to continue to enhance the Bank’s performance.

Requirements / Technical Skills

  • Candidates should possess a Bachelor’s Degree, Master’s Degree qualification with 3 – 8 years work experience.
  • Good knowledge and understanding of the principles of product development, brand management and business intelligence
  • Good knowledge of the leading products and services available in the global market
  • Expert knowledge of Fedeth’s products and services.
  • In-depth knowledge of the Nigerian Financial Services Industry.

Application Closing Date
20th June, 2022.

See Other Related Jobs:

2.) Direct Sales Agent

Location: Abuja

Requirements

  • HND / OND qualification with 2 – 5 years of work experience.

Technical Skills:

  • Good knowledge and understanding of the dynamics of marketing models.
  • In-depth knowledge and understanding of the principles of marketing – advertising, brand management, market/sector targeting, product development etc.
  • Expert knowledge of Fedeth’s products and services.
  • Possession of in-depth knowledge of customer acquisition/ retention strategies
  • Good knowledge of the Nigerian Financial Services Industry with emphasis on the mortgage, real estate financing and retail/small business banking sub-sectors

Soft Skills:

  • Excellent communication (written and oral), interpersonal and negotiation skills
  • High level of drive and resilience in achieving set goals/ targets.
  • Good appreciation and working knowledge of MS Office tools
  • High sense of responsibility, accountability and dependability.

Application Closing Date
20th June, 2022.

Method of Application
Interested and qualified candidates should send their CV to: fedethrecruitment@fedethmfb.com using the Job Title as the subject of the email.

3.) Driver

Location: Abuja

Qualifications

  • High School Diploma or GED equivalent
  • Valid state driver’s license
  • Have been driving for at least 5 years
  • Great time management skills
  • Great customer attitude and attentiveness
  • Ability to operate a vehicle for 8 hours
  • Physically able to lift 50 pounds
  • Open to working nights and weekends
  • Great organizational skills.

Application Closing Date
16th June, 2022.

How to Apply
Interested and qualified candidates should send their Applications to: fedethrecruitment@fedethmfb.com using the Job Title as the subject of the mail.

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