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Mkobo Microfinance Bank Recruitment 2023(5 Positions)

Apply for the ongoing Mkobo Microfinance Bank Recruitment 2023. See the 5 job positions, descriptions, eligibility, and how to apply. Mkobo Microfinance Bank is seeking the services of both graduates and experienced job seekers to fill the vacant positions in their bank.

MKOBO is a fully licensed Microfinance bank by the Central Bank of Nigeria (CBN) in Lagos, Nigeria. MKOBO was conceived to help solve consumers’ need for access to short-term emergency credit. Our goal is to provide access to short term unsecured loans, which is easily accessible. We cater to the demography currently undeserved by the Commercial banks in our aim to help increase financial inclusion of the Nigerian population.


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We are recruiting to fill the following positions below:

1.) Head, Risk & Compliance

Location: Lagos

Candidate Requirements

  • BSc in Accounts, Finance, Economics or related subjects
  • Minimum of 5 years in the financial services, with sufficient experience in risk management.
  • Clearly demonstrate competency in Enterprise Risk Management, Credit Risk Management, regulatory and other statutory requirements, especially in areas of credit risk management.
  • Awareness of emerging and innovative credit risk assessment such social scoring, alternative credit scoring and big data analytics tools.
  • Excellent knowledge of various types of risks (credit, operational, market, liquidity, environment and social)
  • Strong execution and operational skills, with ability to define and map processes and ensuring compliance
  • Strong data analysis skills, the ability to study data and find correlations that can be used to improve data-driven decisions
  • Ideally Microfinance Certification program (MCP) certified and professional Risk Management certification

Competencies:

  • Experience developing policy and process documents
  • Excellent presentation and communication skills
  • Good team player with excellent leadership traits
  • Planning and organisation skills
  • High degree of professionalism, maturity and confidentiality
  • Strong interpersonal and presentation skills.
  • Strong analytical and problem-solving skills
  • Innovative and strategic thinking
  • Sound interpersonal and negotiation skills

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

2.) Head, Risk Management

Location: Lagos

Requirements
Qualifications

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  • BSc in Accounts, Finance, Economics or related subjects
  • Minimum of 5 years in the financial services, with sufficient experience in risk management.
  • Clearly demonstrate competency in Enterprise Risk Management, Credit Risk Management, regulatory and other statutory requirements, especially in areas of credit risk management.
  • Awareness of emerging and innovative credit risk assessment such social scoring, alternative credit scoring and big data analytics tools.
  • Excellent knowledge of various types of risks (credit, operational, market, liquidity, environment and social)
  • Strong execution and operational skills, with ability to define and map processes and ensuring compliance
  • Strong data analysis skills, the ability to study data and find correlations that can be used to improve data-driven decisions
  • Ideally Microfinance Certification program (MCP) certified and professional Risk Management certification

Competencies:

  • Experience developing policy and process documents
  • Excellent presentation and communication skills
  • Good team player with excellent leadership traits
  • Planning and organisation skills
  • High degree of professionalism, maturity and confidentiality
  • Strong interpersonal and presentation skills.
  • Strong analytical and problem-solving skills
  • Innovative and strategic thinking
  • Sound interpersonal and negotiation skills

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

 

3.) Quality Assurance Manager

Location: Lagos

Qualifications

  • B.Sc Degree in Computer Science, Engineering or a related subject
  • Minimum of 3+ years experience as QA Software Engineer
  • Familiar with native Android and IOS development frameworks
  • Strong knowledge of software QA methodologies, tools and processes
  • Proven work experience in software development and quality assurance
  • Experience in writing clear, concise and comprehensive test plans and test cases
  • Hands-on experience with both white box and black box testing, hands-on experience with automated testing tools
  • Solid knowledge of SQL and scripting
  • Experience working in an Agile/Scrum development process
  • Experience with performance and/or security testing
  • Know and understand the rules of creating a good API, how http works, and how to create JSON/XML files.
  • Proven work experience in the  use of  tools that are good for particular test tasks (Charles, Postman, JMeter, etc.)

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

 

4.) Recovery Officer

Location: Lagos

Job Responsibilities

  • Follow up on major debtors to resolve Loan repayment challenges before default.
  • Working to repossess/recover Assets and properties of defaulting Loan Clients e.g; Bikes, Cars e.t.c..
  • Monitor Loan Portfolio of the Bank for the purpose of resolving issues with NPL (Non-Performing Loans) and scaling down the overall
  • Portfolio at Risk of the Bank.
  • Carry out regular calls, site and follow up visits, to implement remedial strategies and action plans agreed with the Team Lead.
  • Raise and tender Demand Notices to defaulting customers of the Bank
  • Review all credit files for proper documentation and monitoring.
  • Provide progress reports on interactions with Loan Customers in respect of Loan repayment status.
  • Monitor and obtain background information and feedback on all accounts assigned to the Assets & Recovery Agencies to ensure
  • Accounts to them are fully recovered.
  • Monitoring and recovery of Past due obligations/Expired Loans in the Bank.
  • Follow up on sale of securities deposited for collateral alongside the legal department after other remedial strategies have been exhausted.
  • Preparation and recommendation of strategies for recoveries on major assigned accounts to the Team Lead.
  • Preparation of Payment Vouchers to Business Partners for Loan repayment deduction and remittance.

Job Role

  • The primary purpose of this position centres on ensuring the Bank’s operations are properly designed, documented and managed.

The positions covers:

  • Risk Management (credit risk Analysis)
  • Debt Repayment
  • Asset/Collateral Recovery and Maintenance
  • PAR (Portfolio at Risk) and Credit Monitoring
  • NPL (Non Performing Loans) and PDO (Past due Obligations) review and recovery
  • In-depth knowledge of Debt/Asset Recovery Policies.

Qualifications

  • Candidates should possess an HND or Degree in Finance, Economic, Business Administration etc. from a reputable University or Polytechnic.
  • Minimum of 2 years working experience in Loan and Asset Recovery activities.
  • Hands-on experience working in a Microfinance and/or FINTECH space
  • Strong planning, organizational and time management abilities
  • Experience in database Management.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

See Other Related Jobs:

5.) Human Resource Officer

Location: Lagos

Qualifications

  • Minimum of 3 Years relevant professional experience in a similar role.
  • Minimum of Degree in International Relations, Business Administration, or any Social Science.
  • Knowledge of digitizing HR processes end to end or of any HRIS systems.
  • Possesses strong verbal and written communication skills
  • Professional Human Resources qualifications/certification
  • Must be a member of a relevant professional institute

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

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Native Udo

Native Udo is a Content Developer at InfoGuideNIgeria.com. InfoGuide Nigeria is a team of Resource Persons and Consultants led by Ifiokobong Ibanga. Page maintained by Ifiokobong Ibanga. If you need a personal assistance on this topic, kindly contact us.

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