See the list of Access Bank USSD Code to check balance, transfer money, pay bills, open an account, and more.

In today’s fast-paced world, convenience is key, especially when it comes to banking. With Access Bank’s USSD code, banking has never been easier. Whether you need to transfer money, check your balance, or pay bills, you can do all of this without needing an internet connection.

In this article, we’ll guide you through the Access Bank USSD codes, explaining what they are, how to activate them, and all the features they offer. So, let’s dive into how you can make banking more efficient with just a few simple clicks.

What is Access Bank USSD Code?

The Access Bank USSD code is a quick and secure way to perform banking transactions without the need for an internet connection or smartphone. By dialing a simple code from your mobile phone, you can access a wide range of banking services, making it ideal for those who do not have access to a stable internet connection or a smartphone with the Access Bank mobile app.

How to Activate Access Bank USSD Code

Before you can use the Access Bank USSD code, you need to activate it on your phone. This is a simple process, and you can start using the service right away after activation. Follow these easy steps to activate your Access Bank USSD code:

1. Dial the Activation Code:
   From the mobile number that is linked to your Access Bank account, dial the code *901#.

2. Follow the Prompts:
   Once you dial the code, you will receive a prompt asking you to follow a few simple steps to complete the activation process.

3. Set Up Your PIN:
   During the activation process, you will be prompted to create a PIN. This PIN will be used to authorize transactions, so make sure to choose a secure and easy-to-remember PIN.

4. Complete the Registration:
   After successfully setting up your PIN, your USSD banking service will be activated, and you can begin using it immediately.

Once activated, you are ready to access all the banking services available through the Access Bank USSD code.

Key Features of Access Bank USSD Code

The Access Bank USSD code offers a wide range of services, making it easier than ever to manage your finances. Below are some of the key features and services you can enjoy:

1. Account Balance Enquiry

To check your account balance using the Access Bank USSD code, simply dial the code *901# and follow the prompt to select “Balance.” This service allows you to stay on top of your finances without needing to visit the bank or use an online banking platform.

Access Bank USSD Code for Account Balance:

• Code: *901# → Select “Balance”

2. Money Transfers

Access Bank’s USSD code allows you to send money to other bank accounts within Nigeria, whether it’s another Access Bank account or a different bank. Simply dial *901# and select the transfer option, and follow the prompts to complete the transaction.

Access Bank USSD Code for Transfer:

• Code: *901# → Select “Transfer” → Follow prompts

3. Check BVN (Bank Verification Number)

If you need to check your BVN, you can easily do so with Access Bank’s USSD service. This is useful for verifying your identity, especially when applying for loans or opening new accounts.

Access Bank USSD Code for BVN:

• Code: *901# → Select “BVN”

4. Retrieve Your Account Number

If you’ve forgotten your Access Bank account number, you can easily retrieve it using the USSD code. Simply dial *901# and select the appropriate option to get your account number instantly.

Access Bank USSD Code for Account Number:

• Code: *901# → Select “Account Number”

5. Airtime Recharge

Need to top-up your mobile phone? You can easily recharge airtime for yourself or someone else using the Access Bank USSD code. Simply dial *901# and select the airtime option, and follow the instructions.

Access Bank USSD Code for Airtime Recharge:

• Code: *901# → Select “Airtime” → Follow prompts

6. Account Opening

Access Bank’s USSD code also allows you to open a new account without the need to visit a branch. This is a convenient option if you’re looking to start banking with Access Bank quickly.

Access Bank USSD Code for Account Opening:

• Code: *901# → Select “Open Account” → Follow prompts

7. Bills Payment

You can also use the USSD code to pay for a variety of services, including utilities, cable TV, and more. Whether you need to pay your electricity bill or recharge your DStv, the USSD code has got you covered.

Access Bank USSD Code for Bills Payment:

• Code: *901# → Select “Pay Bills” → Follow prompts

8. Loan Services

Access Bank offers loan services via the USSD code for eligible customers. You can apply for a loan and receive the funds directly into your account, all without needing to visit a branch.

9. Block Debit Card

If you’ve lost your debit card or suspect fraudulent activity, you can block your card by dialing *901# and following the instructions. This feature helps to protect your account from unauthorized access.

10. Change Your PIN

If you need to change your PIN for any reason, you can easily do so via the USSD code. This ensures that your banking remains secure at all times.

11. Other Banking Services

From checking your BVN to updating personal details, the Access Bank USSD code allows you to handle a variety of banking needs quickly and securely.

Why Use Access Bank USSD Code?

The USSD banking service by Access Bank provides several advantages:

• Convenience: Perform banking transactions on the go, anywhere, anytime.

• No Internet Required: You don’t need a stable internet connection, which is perfect for areas with low network coverage.

• Security: Your transactions are secured with your PIN, ensuring that only you can access your account.

• Fast: Access your account and perform transactions within seconds, without having to wait in long queues at the bank.

How to Use Access Bank USSD Code

Using the Access Bank USSD code is incredibly simple. Here’s a step-by-step guide for common transactions:

Checking Account Balance

1. Dial *901# from your registered phone number.

2. Select the “Check Balance” option.

3. Your balance will be displayed on the screen instantly.

Transferring Money

1. Dial *901# and select the “Transfer” option.

2. Choose whether you want to transfer to another Access Bank account or a different bank.

3. Enter the account number and the amount you want to transfer.

4. Confirm the transaction with your PIN.

Paying Bills

1. Dial *901# and select the “Pay Bills” option.

2. Choose the bill you want to pay (e.g., electricity, TV, etc.).

3. Follow the prompts to complete the payment.

Recharging Airtime

1. Dial *901# and select the “Airtime” option.

2. Enter the phone number and amount to recharge.

3. Confirm the transaction.

Opening an Account

1. Dial *901# and select the “Open Account” option.

2. Follow the instructions to provide your details and open an account.

Conclusion

The Access Bank USSD code is a game-changer for customers who want quick, secure, and convenient access to banking services without the need for an internet connection. Whether you need to check your balance, transfer money, pay bills, or open an account, the USSD code has got you covered. So, if you haven’t already, dial *901# today, activate your service, and start enjoying the convenience of USSD banking!

By embracing these services, Access Bank customers can save time, money, and effort, making banking simpler and more accessible for everyone.