How to Do GTBANK Online Banking: Everything you Need to Know. All over the world, banking is changing and Nigerian banks have not failed in that regard. The Internet is changing the way and manner we do business and this has become phenomenal.
These days by merely having access to the Internet, one can comfortably carry out many banking transactions.
These transactions include recharging mobile phones, checking account balance, transferring money to a third party electronically, paying for goods and services, etc.
Because of the worry that these transactions may be exposed fraud, I.T. experts are now looking for better ways of securing the platforms.
Narrowing it down to Nigerian context, Nigerian banks have developed new technologies to enable their customers all over the world perform financial transactions successfully and without exposing their sensitive financial information.
Guaranty Trust Bank (GTB) is one of such Nigerian banks which has made great strides to automate hers and revolutionize customer banking experience.
Yes, GTB has changed the way their customers do financial transactions by completely embracing Internet technology in her banking operations through GTBank Online Banking.
Customers can carry out online transactions through their mobile phones, computers and tablet.
GTBank Online Banking
enables customers to conveniently and easily carry out transactions at home, at work and shop online. You can virtually do almost everything you can do at a bank branch online now.
Customers can check account balance, transfer funds, pay for goods and services and pay bills both locally and internationally.
It allows 24/7 access to your account anywhere you are in the world. You can have access to GTB online banking service so long as you are a customer who has access to the Internet.
How to Activate GTB Online Banking
Like I observed earlier, to have access to the awesome benefits of GTB online banking, you must have an existing account with the bank and have access to the Internet.
But if you don’t have an account yet, you need to visit a GTB branch and open a domiciliary account. To achieve this, follow in the steps:
- Download the form online at gtbank.com
- Submit to the nearest GTB branch close to you or scan and submit it online at [email protected]
- Contact GTConnect (GTB Contact Center) to obtain your log in details (username and password) or visit the bank for it to be spooled and given to you.
- Apply for a token to enable you carry out the online banking faster.
- After receiving your login details – visit https:ibank.gtbank.com/ibank3/login.aspx and type your password (issued by Guaranty Trust Bank Plc). This step should log you into a GTB online platform. Remember to keep your log in details secret like your ATM PIN.
Tokens help to authenticate online transactions to provide even more secure platform for such transactions to take place.
A GTB token is an oval device programmed to randomly generate TAN (Transaction Authentication Numbers) to secure transactions.
Tokens are tied to individual accounts, and when the account holder wishes to carry out transactions he or she will be required to press a button on the token to automatically generate figures which the bank is familiar with.
Most online transactions like online shopping cannot take place without the token because they give a surer security to the transactions as they happen.
GTBank doesn’t issue their tokens for free as they cost about N3,000 only after an account has been properly profiled online.
To activate GTB token, you have to visit a nearest branch and have a Customer Information Officer register it for you.
After the registration, you will get an email containing your username (user ID) and password. They are the details you need to access to account online.
GTBank Mobile Banking (Mobile Money)
Nigerian banking system is rapidly changing and GTBank is keeping pace with that trend. GTBank mobile money is another online banking platform that enables customers to transfer money, purchase airtime, check account balance, and pay for goods and services at selected locations, and pay for utility bills.
This application works on any BlackBerry, Windows and Android phones, and can be downloaded on their various online stores.
However, to be able to have this application fully functioning on your phone you MUST be a Guaranty Trust Bank Plc account holder. Follow these steps to activate this application:
- Download the money mobile application on your Internet-enabled device (BlackBerry, iPhone and Android) and your SIM card is pre-installed with the App and can be accessed from SIM Tool Kit/EasyWallet.
- After downloading the application successfully, you ne toed to register by responding the questions asked by the app
- An SMS will be sent to you containing 6-digit number activation token
- Enter the activation in the app and create your 4 digit PIN code which should be memorized and kept secret
To enhance security of the platform, the bank always sends email alert to customers whenever their online accounts have been visited.
Note that your Mobile Money will be empty until you deposit into it through www.quickteller.com portal.
If you link the mobile wallet you your GTBank account, you can transfer funds into the mobile wallet. A mobile wallet user can also transfer money from his account or wallet to your mobile wallet.
After you have successfully logged into your bank, it is advisable you get activation code for your card – this enables more level of security especially when it involves shopping online.
Also, on the left of the bar, you will see where to select service(s) of your choice. You will be required to use your token at this stage.
GTBANK Online Account Opening
Not to worry, GTBank has created a platform where customers who may be far from their bank branches can conveniently open accounts online.
Therefore, the following GTBank accounts can be created online:
- Savings Account
- Current Account
- GTCrea8 E-Savers Account
- SKS Teens Account
- GTMax Account
- Domiciliary Account
However, when you are opening an online, you will be asked to choose a branch where your account will be domiciled. That becomes your home branch.
Requirements for account opening
The requirements for the accounts mentioned above vary, so, the best thing to do is to click on the account you wish to open and check all the necessary requirements for opening such accounts. Visit ibank.gtbank.com for more information.
Opening the Account
After getting all the requirements ready, then proceed by filling out all the necessary fields you need to fill out and all scanned documents uploaded. Ensure your Internet connection is strong and carefully choose from the dropdown menu you will often see as the registration proceeds. Conclude by clicking on continue to take you to the next page.
GTBank has continuously devised means to make banking convenient, fun and easy for her customers by continuously using new Internet technologies to enhance her operations.
These days intending GTBank customers can comfortably stay in their homes and open accounts, pay for services, shop online and transfer money to other banks without stress.
This platform has reduced queues in banking halls, thereby making banking experience with GTBank more fun, hence the slogan – Wouldn’t you rather bank with us? So if you are intending GTBank customer, I advise you try this method so that you have a whole new experience of online banking. Yes, it works perfectly, and it is worth giving a try!
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