Business Ideas

MMM Nigeria Review; Real or Scam?

Are you planning to join MMM Nigeria? If yes, you might want to find out if it’s real or scam. Read how MMM Nigeria works, facts you need to know and decide if you will join or not.

MMM Nigeria is a fully online investment platform that allows participants to enjoy upto 30% of their investment funds within a period of one month or less. These interest rate is so mouth-watering and cannot be gotten else way. However, how the money grows to recoup the interest remain a mystery and some financial analysts have discovered why it’s a scam of the highest order.

If you want to join MMM-Nigeria, Click here to register

How MMM Nigeria Works

MMM-Nigeria how it works. According the instructions on their website, you are told to signup and request to offer help of a certain amount of money to another MMM user. After that, a computer will automatically generate someone who is in need of help and you are asked to pay to the person’s account number.

Here are the scenario for mmm Nigeria compensation plan

  1. You: Join MMM Nigeria
  2. You: Request to help “unknown help seeker” with the amount of money you are willing to pay
  3. Computer send you the unknown help seeker’s account number
  4. You are asked to pay to the unknown help seeker’s account number
  5. Your interest grows in days according to the computer
  6. After one month you request for help
  7. The computer send your account details to another unknown member to pay the requested amount for you
  8. The cycle goes on.

Why MMM Nigeria is Working Well Now

Things are so difficult in Nigeria in such a way that people are so desperate to making money from any source. That’s why MMM is flourishing in the country and that’s why many people will be scammed. But be careful…

6. Fact You Need to Know about MMM Nigeria

  1. MMM-Nigeria owners are not gaining anything financially now. What they enjoy now is increased popularity because of recent testimonies from beneficiaries as well as desperate Nigerians who are hungry for survival. Read the next point to get full understanding about this point.
  2. The money that members paid to another unknown member is not traded with any commodity, services or other currencies, so there is no way it can bring interest. You can asked any financial analyst about this fact. 
  3. Computer anonymously generate account number for members to pay to. So, I think there will a time you will pay the money to a person who hasn’t and will not help another person in return until the website cease to exit.
  4. Participants are currently smiling with the 30% interest rate on the amount they used to fund the business and no one knows exactly when they will implement their real scam plan.
  5. There is no guarantee that you will be paid the money back with the interest rate. That is why you are asked to use only your spare money to invest. See their warning message below;
  6. MMM-Nigeria scam strategies have been in other countries before now but they cease to exit in those countries anymore. A typical example is South Africa, USA, Mexico, Russia etc. 

Here are the scenario – mmm Nigeria collapse

  • You: Join MMM Nigeria
  • You: Request to help “unknown help seeker” with the amount of money you are willing to pay
  • Computer send you the unknown help seeker’s account number who had not help someone and will never. These people will be those masterminding the scam (possibly mmm-Nigeria consultants).
  • You are asked to pay to the unknown help seeker’s account number
  • The MMM-Nigeria management makes billions of naira in few days or months and abscond with it
  • You will request for help and wait without receiving any
  • The website refuse to open
  • You and Many other people are scammed.

They even made it very clear in their campaign as shown below…

They even put Amen at the end of it and a smilling emoticon after it… With these warning message, you cannot win them in law court even if you see them physically to indict.

Let’s breakdown the warning…

  1. There are no guarantees and promises! Neither explicit nor implicit.
  2. There are neither investments nor business! Participants help each other, sending each other money directly and without intermediaries. That’s all! There’s nothing more.
  3. There are no securities transactions, no relationship with the professional participants of the securities market; you do not acquire any securities. (Do you need them? :-))
  4. There are no rules. In principle! The only rule is no rules. At all! Even if you follow all of the instructions, you still may “lose”. “Win” might not be paid. Without any reasons or explanations.
  5. And in general, you can lose all your money. Always remember about this and participate only with spare money. Or do not participate at all!
  6. Amen. :-))

Simply… be warned!

Read Also: 7 Practical Ways to Avoid Losing Money Unnecessarily

My Thought! You can still invest in MMM-Nigeria if you have spare money to throw away. After all, there is no business without a risk. But my projection could be… after all.

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Share your unbiased thoughts about MMM Nigeria and this post in the comments section below.

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Ifiokobong Ibanga

Ifiokobong Ibanga is the founder of You can get in touch with him on Instagram @ifiokobong. If you need a personal assistance on this topic, kindly send a message. Much Love!

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