19 Best Dollar Investment Apps in Nigeria

You only need to invest if you understand the investing protocol. This article is for your convenience if you are looking for the best dollar investment in Nigeria. Saving money is just one aspect of building financial capacity. Profits accrue from investments over time. The simplicity of investment is now made possible by intuitive thinking coupled with capable developers. These investment apps bring investment opportunities to your fingertips. For Nigerians, investing in local and foreign companies is very easy. Investing is monitored efficiently, and you can withdraw profits quickly.


You must invest in becoming wealthy and having no financial worries. Using one of the top dollar investing apps in Nigeria, you can invest your money in a variety of assets in Nigeria. Investments in domestic and international equities, domestic and international real estate, and fixed-income securities such as bonds and money market funds are all examples.

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We will go through some of the top investing apps in Nigeria in this article so you can put money into them safely and honestly without worrying about being conned. Click here to find a list of the best dollar investment apps in Nigeria. These apps allow you to invest in dollars.

What is a dollar investment?

“Investment” refers to the activity or process of investing money to gain a profit. The currency is the dollar. The term “dollar investment” refers to buying anything with dollars to make money and keep money safe. It entails using dollars as investment capital and earning incoming dollars. 

Is a dollar account a good investment?

Everyone benefits from investing money, without a doubt. Dollar investments are advantageous for diversification because they are one of the most dependable currencies, are used and exchangeable internationally, and are widely accepted. But retain some of your holdings in peso-denominated securities as well to make sure you can profit regardless of the direction of the exchange rate proceeds, 

Reasons to invest in dollars?

Nigerian investors are increasingly choosing to invest in dollars because they offer more benefits and potentially higher returns than naira investments. The variance in the risk profiles of the two assets is one of these benefits. Dollar investments do not face the same currency risk as naira investments. Thus, dollar investors would benefit from more consistent returns while avoiding the naira’s volatility.

  • Matures investor-ready industries
  • Structural transformation
  • Abundant human resource and labour 
  • Untapped mineral resource
  • Dynamic private sector

Where can I invest dollars in Nigeria?

Investing in dollars in Nigeria can be easy by choosing an online platform based on your financial objectives. You can invest in the pillow fund app to investigate monetary savings. Similar to other dollar investing apps, which help you with mutual funds, bonds, savings accounts, ETFs, ENTs, and foreign bond funds. Your choice of the best investing platform may also be influenced by your willingness to accept returns on your initial investment.

If you wish to invest, think about the asset class. Nigeria has several investing platforms for various asset types. As a Nigerian investor, you can look at investments in Treasury bills, cryptocurrencies, ETFs, stocks, mutual funds, bonds, and even shares. Map your financial objectives to the return percentages for each asset class.

 Top 19 Best Online Investment Apps in Nigeria

The following is a list of the top 19 online investment apps in Nigeria. Make sure you research these platforms before investing. Consider your personal financial goals and the risk of patience. Learn more about the best investment platforms in Nigeria in the following paragraphs.

  • Pillow Fund

Users can get the highest returns on their digital assets with Pillow Fund by putting their money in it without worrying about hassles. By investing in stablecoins, Nigerians can earn the maximum return on their naira. Currently, Pillow Fund offers an assured return on investment of 14%. Users can earn up to 10% on stablecoins and 6% on Bitcoin and Ethereum. Pillow Fund aims to make crypto and dollar savings easy for users across the globe. It takes care of the backend work to make investing easy. Your initial investment of just 3000 NGN will yield annual returns of 14%.

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  • Risevest

One of the most typical investing applications in Nigeria that lets you invest in dollars is called Rise Vest. As a result, almost any Nigerian can use their smartphone to automatically invest as little as $10 in US stocks, Eurobonds, and real estate. One of the best ways to invest in foreign reserves from Nigeria is through its 14% annual return on US stocks. 

  • Trove

Another popular app for investing in domestic and international equities or shares is Trove in Nigeria. Using the digital stock trading software Trove in Nigeria, you may invest in American, Chinese, and Nigerian equities. Additionally, you may invest in bonds, REITs, and ETFs with this Nigerian investment app. Trove has a $1,000 minimum investment requirement.

  • Carbon

Carbon, formerly known as Pay Later, is one of the Nigerian investment apps that provides sage investment options. Carbon, one of Nigeria’s digital banks, also allows you to make payments, pay bills, and get rapid online loans in Nigeria. Carbon aspires to empower individuals by assisting them in building wealth through high-yielding investments.

  • Bamboo Invest

Bamboo, also known as “Invest Bamboo,” is one of the top investment apps in Nigeria that allows you to purchase foreign stocks. Bamboo allows you to invest in over 3500 stocks on the American and Nigerian stock exchanges. From your smartphone, you may buy, hold, and sell domestic and foreign stocks on the Bamboo platform.

  • PiggyVest

With over 2.5 million users, Piggyvest is one of Nigeria’s most popular online savings and investment applications. Piggyvest started as an entirely online savings company, but thanks to its competitive interest rates, it soon evolved into an investment tool. With just N5,000, consumers can invest in bits safely and reliably.

  • Chaka

Chaka is another best-dollar investment app in Nigeria that focuses on domestic and foreign stocks. Starting with just $10 (or N1000), you can trade shares through Chaka, which has a full license from the Nigerian SEC.

  • Cowrywise

Cowrywise is another savings and dollar investing app in Nigeria; however, unlike Piggyvest, Cowrywise lets you invest in the best mutual funds in the country. Users of Cowrywise have access to investments like money market funds, high-interest savings accounts, and halal investments.

  • Payday Investor by ARM

One of the Nigerian investment apps, PayDay Investor by ARM Group, allows you to make automatic investments with as little as N1,000. Your money is safe with ARM Group since they handle assets worth $967 billion. The Payday Investor app pays investment returns quarterly.

  • I-invest

I-Invest is unique compared to the other investment apps in Nigeria on this list. Using this app, you can securely buy and manage Treasury bills, Eurobonds, shares, fixed deposits, and commercial papers. With this best-dollar investment app in Nigeria, you can even purchase insurance. It is one of the few risk-free investments, making I-Invest popular. It also provided a provision for tracking. From their dashboard, investors can monitor earnings and investments.

  • FINT App

On our list, FINT is one of Nigeria’s few P2P loan-focused investing applications. By diversifying your portfolio beyond equities, bonds, fixed deposits, and high-interest savings accounts, you may make good returns with your money by lending it on FINT. The smallest loanable amount (or investment, in this case) is $20,000. Your investment profits are transferred straight into your account monthly.

  • Farmcrowdy

Nigeria’s most reputable agricultural crowdfunding platform, Farmcrowdy, links farmers and investors. With Farmcrowdy, the farmer receives 40% profit, and the farm sponsor receives 40% profit. All the current agricultural projects on this investing app are insured. 

  • Bundle Africa

“Bundle Africa” is an African crypto-social payment app. You can save cryptocurrency (BUSD) and receive rewards by using this investment app in Nigeria. You may buy, trade, and convert cryptocurrencies with Bundle Africa. It also has a savings program called Bundle Vault that lets you invest in dollars (BUSD) and earn about 7.5%.

  • Bitnob

Bitnob is one of the few Nigerian investing applications that enables you to save in bitcoin for as little as $1. With Bitnob’s Savings feature, users can invest in bitcoin or dollars through dollar cost averaging or USD wallets. Inflation risk is constantly rising, and moving money across borders is simple and unrestricted. Anyone in Nigeria may buy, save, and invest in bitcoin thanks to Bitnob.

  • Chipper Cash

The Chipper Cash app allows you to transfer and receive money across Africa. You may invest in stocks and bitcoin using this tool as well. Using Chipper, you can buy fractional shares of publicly traded foreign companies like Apple, Facebook, and Nike. Trade executions are fast, and commissions are low at Chipper Cash.

  • Accrue

You can easily use dollar-cost averaging when investing with Accrue in stocks, cryptocurrencies, and USD. With the Accrue app, you can invest as little as $1. You may invest in more than 100 different assets with Accrue, including stocks, cryptocurrencies, and USD. Investment plans are available daily, weekly, monthly, and yearly with Accrue.

  • GetEquity

GetEquity is a one-of-a-kind investing platform that allows you to invest in Africa’s most promising entrepreneurs from seed to IPO. GetEquity has democratised startup investing for Africans, who previously had to be well-connected to invest in startups.

  • Ajobox Investment

Another peer-to-peer lending platform that emphasises small and medium-sized enterprises is Ajobox. SME loans are made available by lone investors and groups of investors at low-interest rates and with a guaranteed return on investment. The investment duration with this app is 6–12 months, with a minimum N50,000 commitment.

  • Crowdyvest

Anyone in Nigeria seeking to make a good return on their investment can find carefully screened opportunities through Crowdyvest. Projects and Hyperplane are two of Crowdyvest’s investment programs. Each plan requires a $20,000 minimum investment. With Hyperplane, you can generate returns on low- to medium-risk investment opportunities spread across various asset classes in a single project. 

Conclusion: Nigeria’s Top Dollar Investing Apps

The best investing apps in Nigeria are easy to choose if you know how to use a smartphone. Money isn’t an issue because some of the apps on this list allow you to start investing with just N1,000. We selected the top Nigerian investing apps after a detailed investigation and assessment of their rates and investment options. Pick one or two now and begin accumulating riches.



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Ifiokobong Ibanga

Ifiokobong Ibanga is the founder of InfoGuideNIgeria.com. You can get in touch with him on Instagram @ifiokobong. If you need a personal assistance on this topic, kindly send a message. Much Love!

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