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Access bank transfer code 2023 – How to Transfer Money via USSD Code

How to Transfer Money in Access Bank

Access bank transfer code 2023 – How to Transfer Money via USSD Code. Many people carry out various transactions on a daily basis, and these transactions may be urgent and require immediate attention. Getting an immediate response to your transactions and complaints at your bank residence most times takes lots of time as many people come with their transactions and complain. How do you get immediate response to your transactions you may ask!

Mobile banking is the answer! With mobile banking Nigerians has seen the fastest way to handle all their financial transactions. Internet banking has over the past few years been the latest trend in Nigeria. It is fast, proficient, reliable, and smart.

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See All: Bank USSD Codes in Nigeria

Mobile banking brings all your banking commands to your mobile device. Now you can make transfers, check account balance, open new accounts, send complaints and carry out other transactions from the comfort of your home any time any day.

Access Bank offers one of the fastest internet banking service to their customers. Thinking of opening an access bank account? Good choice! With Access internet banking, you have round the clock banking service with high speed of response. Banking never felt so easy. Access bank transfer code

Are you an Access Bank user? But don’t know how to use the Access bank transfer code 2021? Well, your are not the only one, many Nigerians don’t know how to use the Access Bank transfer code 2021. Luckily for you, Today’s article will cover all you need to know about Access bank mobile banking.

What is Mobile Banking?

Mobile banking or USSD banking service is a means of conducting financial transactions remotely using a mobile device. Mobile or USSD banking is available round the clock. Some financial institutions may have restrictions like a limit on the amount that can be transacted at once or daily. To use mobile banking, you are required to complete a certain registration.


Access Bank Transfer Code 2023

The Access bank transfer code 2023 is *901#!

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As we all know, Diamond bank merged with Access Bank PLC, and the merged bank is known as Access Bank. The transfer code for both costumers of Access and Diamond.(Access) is *901#.

Want to know how to use the Access bank code for easy transactions? Of course you do. This article will cover all that you need to know about the USSD code.

NOTE: To use the Access bank mobile or USSA code for transactions you’re required to use the phone number that you used during account registration. Follow the steps below to learn how to use the USSD code for transactions.

Features of Mobile Banking and USSD Code

With the USSD code you can accomplish the following task:

  • Transfer funds to other Access bank
  • Transfer funds to other banks
  • Buy Airtime
  • Check Account Balance
  • Request loan.
  • Pay Utility Bills
  • Pay merchandiser

How to Activate Access Bank USSD Banking

To activate your Access Bank USSD code, you will have to complete a registration process, you require the following to complete the registration process:

  • Accounts must be solely owned and have a single signatory.
  • Must have a Bank Verification Number (BVN)
  • It must be naira denominated.
  • There must be no restriction on the account.
  • Mobile phone jamb result
  • Phone number linked to the acesss account
  • Good network sign


That you will be charged an additional N6.98k by your network provider when making transaction using the USSD code (*901#). This additional charge applies to all financial transactions carried out using USSD codes in Nigeria. However, airtime and data purchases are exempted from this charge.

This policy took effective from June 6, 2021

How to enroll on the Access Bank USSD Code *901#

To enroll on *901# USSD code, simply follow the steps below:

  • Dial *901# with your mobile device
  • Make sure you use the registered phone number linked to your access bank account to dail
  • Select “Transfer”
  • Enter the last 6 digits of your Debit Card number
  • Or if you don’t have an active debit card, then input your Date of Birth.
  • Enter your account number
  • Create a 4-digit PIN

See Also: Short Codes to Perform GTBank Money Transfer using Your Mobile Phone

Access Bank Transfer Code *901#

Features                                                 Code

Airtime for self.                                 *901*Amount#

Airtime for others                                 *901*Amount*Phone Number#

Account Opening                                   *901*0#

Data Purchase.                                      *901*8#

Balance Enquiry                      *901*5#

Transfer to Access Bank.                *901*1*Amount*Account Number#

Transfer to Other Banks                 *901*2*Amount*Account Number#.

Merchant Payment                               *901*3*Amount*Merchant Code#

Bill Payment                                         *901*3#

OTP Generation                      *901*4*1#

See Also: UBA Transfer Code 2021 Use *919 to Transfer Money Now

Funds transfer to other Access bank accounts attracts a service fee of ₦20. While a transfer between other banks attracts a charge of ₦50 + ₦2.50 (VAT). Dollar to Naira

The daily maximum transfer limit using the USSD code is N100,000 (N20,000 per transaction) while for airtime recharge the daily maximum limit is N20,000.

We believe this article has helped you understand all you need to know about the Access bank USSD transfer code 2021. Gained a lot? why not share it with your friends on social media. You can also subscribe for any related updates on this post.

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Victor Nnaji

Victor is a Content Developer at InfoGuideNIgeria.com. InfoGuide Nigeria is a team of Resource Persons and Consultants led by Ifiokobong Ibanga. Page maintained by Ifiokobong Ibanga. If you need a personal assistance on this topic, kindly contact us.

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