Access Bank Loan, PayDay Loan and Personal Loan Application Codes

Are you looking to get a loan from Access Bank? Then find out how to make use of the Access Bank payday and personal loan application codes in this post.Access Bank Loan

Access Bank has recently launched a special USSD code which allows its customers to gain access to instant loans. With the aid of this code, you can take payday or personal loan from Access bank.MAPOLY Portal Check Latest Application Update

In this article, I will be guiding you through the procedures required to get a loan from Access bank. Continue reading this post to see full details.Information Guide Nigeria

Read Also: Check Access Bank Account Balance Using USSD Code

What’s the Access Bank Loan Code?

The Access bank loan quick code is *901*11#. This is the new strategic tool for the bank’s recently launched PayDay Loan product.10 best Mifi Modems and their prices in Nigeria

The PayDay Loan, which was launched in collaboration with Remita, requires no collateral or guarantor and allows customers to obtain loans instantly without visiting a bank.

Customers can use the product to meet their immediate financial needs before receiving their paychecks.

This is where PayDay Loan comes in; you can get an instant loan by dialing *901*11#, *426*11#, or by using Internet Banking, WhatsApp Banking, Access Mobile App, or QuickBooks App.Npower Recruitment

Payday Loan is a short-term loan product available to customers (both salary and non-salary earners). Payday Loan allows you to borrow money at a low-interest rate with no paperwork or collateral required.

Read Also: How to Check BVN on Access Bank

Features of the Access Bank Loan Code

The following are features of the Access bank loan code:

  1. This service is available 24/7, and you are not required to visit the bank. The application is done conveniently via *901*11#, *426#, QuickBucks App, Internet Banking, Mobile App.
  2. No documentation is required.
  3. No collateral is required.
  4. You can get up to thirty-one (31) days tenor.

Read Also: Access bank transfer code; How to Transfer Money via USSD Code

Who is Eligible For the Access Bank Loan

The following are the eligibility criteria to get an Access bank loan:

  1. If you have any outstanding loans with Access Bank or other financial institutions.
  2. If you apply with a phone number that isn’t associated with your BVN.
  3. When there is no proof that you received salary the previous month.
  4. If you have previously taken out digital loans that exceeded your eligible amount.
  5. If you have an existing loan with a monthly payment that exceeds your eligible amount.JAMB Form

Read Also: How to Access Bank Account of Deceased Person In Nigeria even if You are the Next of Kin or Not

How to Request for a PayDay Loan

To request for a payday loan, follow the procedures below:

  1. Go to the call dialer app on your mobile phone
  2. Dial the code *901*11#, Or
  3. Dial *426*11# for Access diamond customers
  4. Now head to the playstore app on your mobile phone and download QuickBucks App
  5. Install the app and launch the app
  6. Go to your Access Mobile app and select loans & investment
  7. Select loans
  8. Enter the amount you wish to get as loan.
  9. Click on submit.WAEC Result

Read Also: Access Diamond Bank Transfer Code: See How to Transfer Money via USSD Code

What are Personal Loans?

Personal loans are loans offered to employees of various establishments. This loan allows employees to get salary loans.


  1. It is flexible enough to meet individual needs
  2. Loan amount up to 75% of your net annual salary (for applicants with terminal benefit)
  3. Loan amount up to 50% of net annual salary (for applicants without terminal benefit)
  4. Get up to 36 months tenure
  5. Credit life insurance


  1. A Completed Application Form
  2. A Completed Employee Status Inquiry/Employer’s Confirmation Form
  3. Evidence of Confirmation (Letter of Confirmation, Last promotion letter, etc.)
  4. Copy of Employment ID and valid means of identification
  5. Bank Verification Number
  6. Credit checks
  7. Letter of Lien/Set-offJAMB Result

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Victor Nnaji

Victor is a Content Developer at InfoGuide Nigeria is a team of Resource Persons and Consultants led by Ifiokobong Ibanga. Page maintained by Ifiokobong Ibanga. If you need a personal assistance on this topic, kindly contact us.

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