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Rosabon Financial Services Limited Recruitment 2022 (15 Positions)

Apply for the Ongoing Rosabon Financial Services Limited Recruitment 2022. See the 15 job positions, descriptions, eligibility, and how to apply. Rosabon Financial Services Limited is seeking the services of both graduates and experienced job seekers to fill the vacant positions in their establishment. Jamb Result

Rosabon Financial Services – Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the following positions below:

1.) Loan Sales Executive (Consumer Lending)

Location: Abuja (FCT), Lagos and Rivers

Qualifications / Requirements

  • BS Degree in Finance, Economics, or a related field
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment and meet the set target

Skills / Competencies:

  • Excellent communication and interpersonal skills
  • Integrity and Analytical skills.
  • Strong Negotiation and sales skills
  • Proficient in MS packages and Software
  • In-depth knowledge of computers, MS Packages, and banking software

Application Closing Date

14th July, 2022

See Other Related Jobs:

2.) Sales Executive

Location: Nigeria

Qualifications

  • B.Sc qualification in Finance, Economics or a related field
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment and meet set target.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their CV to: sales.careers@conceptgroup-ng.com using the Job Title as the subject of the email.

3.) Deposit Mobilization Officer

Locations: Abuja, Lagos and Rivers

Requirements

  • Bachelor’s Degree in Accounting, Business Management, Finance or any related field
  • At least 3 years of experience in a bank or a finance and treasury sector as a liability generation officer
  • Experience in IT systems for automation and management of Treasury operations.
  • Advanced Excel/MS Office skills.
  • Strong analytical skills.
  • Strong organizational skills.
  • Strong interpersonal skills.
  • High proficiency in the English Language (both written and spoken).
  • The candidate must reside in the above-mentioned locations.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their CV to: sales.careers@conceptgroup-ng.com using the Job Title and Location as the subject of the email.

4.) Telesales Executive

Location: Lagos

Qualifications / Requirements

  • Relevant Bachelor’s Degree or it’s equivalent.
  • Minimum of one-year relevant telesales experience.
  • General awareness of services offered by the non-banking financial industry.
  • Impressive sales capability.
  • Exceptional verbal and written communication skills.
  • Exceptional customer care focus.
  • Proficiency in Microsoft Office Suite.
  • Goal-orientation and self-starter.
  • Ability to multitask and manage time efficiently.
  • Analytical and Strategic thinking.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should forward their CV to: sales.careers@conceptgroup-ng.com using the Position as the subject of the email.

See Other Related Jobs:

5.) Account Manager – Deposit Mobilization

Location: Abuja, Lagos, Rivers

Job Description

  • Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
  • Meet, maintain and exceed set targets.
  • Cultivate new clientele on a regular basis.
  • Cultivate and maintain courteous and efficient relationships with clients.
  • Timely response to feedback and other customer-related issues or requests.
  • Participate in creating new and better marketing based on field experience.
  • Visit, engage prospects and maintain liability generated
  • Propose services, up-selling and cross-selling whenever possible
  • Recruit, train and build sales teams across the country
  • Increase number of Treasury services taken up by Clients
  • Ensure the effective, high-quality management of Clients
  • Conduct periodic competitor analysis, reviewing product rates and requirements
  • Prepare and send a periodic reportto management
  • On-board and manage subordinates to maintain a consistently high number of prospects, and with a high conversion rate
  • Evaluate structure, negotiate, and close new transactions, portfolio restructurings, rescheduling, capital increases, equity sales, etc.

Requirements

  • Minimum education level – First Degree in any discipline from a reputable academic institution. Post-graduate qualification(s) and professional membership will be an added advantage.
  • 5+ years of experience in sales and business development. Experience in a financial institution is a MUST
  • Demonstrated track record of meeting / exceeding targets as an individual contributor.
  • Successful experience building a territory from little or nothing.
  • Working knowledge of deal structuring and closing principals.
  • Strong communication and networking skills.

Application Closing Date
Not Specified.

6.) Revenue Manager

Location: Lagos

DutIies & Responsibilities

  • Drive revenue growth through competitive benchmarking, pricing initiatives as well as the client relationship and promotions
  • Create and maintain relationships with clients by also offering to client’s products that satisfy additional and complementary needs (cross-sell and up-sell)
  • Develop a promotional framework that drives revenue growth ensuring alignment with business objectives
  • Carry out competitive analysis of our products and benchmark across going market rate
  • Develop and operationalize the revenue strategies for multiple markets, customer segments, and business units
  • Develop, enhance and maintain TCG’s revenue management initiatives
  • Partner with the marketing, client engagement teams and sales to drive revenue growth strategy
  • Determine monthly revenue forecast and identify revenue opportunities
  • Develop revenue recognition policies and revenue generation standards
  • Assist with the Annual Marketing Plan relative to Revenue Generation and Strategy. Monitor and update action plan’s objectives relative to business defined strategy and annual topline revenue goals
  • Communicate revenue-driving initiatives and recommendations to business leaders and decision-makers

Qualifications / Requirements

  • Master’s Degree in Marketing, Economics, Finance, and any other related field
  • 6 years’ work experience on monetization strategies in the financial service industry
  • 6+ years working with cross-department teams (e.g., product, marketing and sales) on financial service products
  • Must have proven experience engaging and managing high net worth clients
  • Proven experience designing and operationalizing promotional concepts
  • Experience breaking down complex channel data using various business frameworks and creating optimal strategies for our business
  • 6+ years of experience working with data analysis to achieve meaningful revenue insights
  • Proven and successful experience leading a high-performing revenue team for a business, resulting in increased revenue
  • Any other assigned task within the revenue unit.

Application Closing Date
Not Specified.

7.) Head, Credit and Risk Management

Location: Lagos

Responsibilities
The Head, credit and Risk Management will:

  • Plan, design and implement an overall risk management process for the organization.
  • Ensure that sound credit risk measurement and monitoring frameworks are developed and implemented throughout the group in a standardized manner.
  • Manage the Company’s Enterprise Risk Management Framework as well as Credit Policy Guidelines
  • Conduct audits of policy and compliance to standards, including liaison with internal and external auditors.
  • Oversee the credit review process for customer credit risk evaluation and credit underwriting/ recommendation.
  • Strategize, build and maintain process improvement across all roles in the Credit department
  • Improve and optimized credit approval, recovery and collection processes as well as operational efficiencies.
  • Enhance and review the company’s Credit Policies and Standards to reflect the best practice and regulate the risk assets of the group as directed by the Board
  • Spearhead the development, improvement and refinement of credit policies, procedures and strategies to enhance the company’s risk management platform
  • Monitor all necessary operations, policies and procedures that will help the company meet its risk Management goals whilst managing and quantifying the organization’s risk appetite’.
  • Manage the subordinate staff of the department in the day to day performances of their jobs, while ensuring that departmental projects and activity milestones/goals are met and that all operations adhere to approved policies, budgets and regulations.
  • Coach, supervise and mentor analysts, collections, recovery and underwriting officers for effective, efficient and optimal performances.
  • Develop, manage and optimize the Credit Reporting and Monitoring framework that meets all necessary requirements of both external and internal stakeholders and ensure timely and accurate delivery of all reports.
  • Review strategic credit positions, Credit Limits, levels of provisions and concentrations ensuring that they are within stipulated limits
  • Conduct stress and scenario testing on the Risk Asset portfolio
  • Ensure timely and accurate reporting of information from these, interpret all report information and suggest actions for consideration to and by the relevant stakeholders.
  • Provide requirements and design inputs, particularly with regard to credit risk recognition, measurement and its reporting as part of the core team for implementation of key credit risk related projects (e.g. Credit Management System, IFRS 9 impairment)
  • Manage repayment risk and controlled payment delinquency significantly reducing it
  • Assist in preparation and presentation of the information pack for Board Risk Committee
  • Contribute to system implementation projects in the credit risk space by providing requirements and design inputs, particularly with regard to credit risk recognition and measurement.

Required Qualification

  • Candidates should possess BA / BSc / HND, MBA / MSc / MA or PHD
  • Experience: 10-15 Years in credit and risk management

Application Closing Date
8th July, 2022.

8.) Head, Internal Audit and Compliance

Location: Lagos

Job Description

  • The Head, Audit & Compliance is grossly responsible for ascertaining and assessing the soundness of accounting and financial controls and procedures.
  • He/she assesses the accuracy, timeliness, and relevance of management information, appraising the efficiency of established policies and procedures, reviewing them in the light of changing circumstances, and ensuring that Internal Control checks are carried out on all pre-disbursement transactions.

Other Duties include:

  • Give comprehensive reports on Audits and proffer immediate solutions.
  • Conduct an Audit to identify business risk areas and give recommendations on weaknesses identified.
  • Carry out pre/post transaction Audit through the Audit checklist on daily basis.
  • Ensure timely processing of new transactions in accordance with policies
  • Ensure timely completion of Audit plans
  • Ensure conformance and compliance with Policies, Procedures, and Professional Standards, as well as a high delivery of operations in accordance with the approved budget, etc.

Requirements & Skills

  • Master’s degree in Accounting, Finance, or any other related field, with relevant certificates and professional membership
  • Minimum of 8 years cognizant experience with other relevant professional certifications
  • Demonstrated skills, knowledge, and experience in auditing; internal audit standards, ethics, and fraud awareness
  • Strong analytical and documentation skills
  • Experienced in recommending Results / Corrective Actions.

Application Closing Date
7th August, 2022.

9.) Recovery Officer

Locations: Abuja and Rivers

Responsibilities

  • Ensure collection of outstanding payments from customers.
  • Recovering bad debts from delinquent debtors
  • Resolving disputes with customers, ensuring that concerns are resolved correctly.
  • Clarify potential consequences of not paying such as sales of collateral process.
  • Manage customers who are resistant by remaining polite, tactful, firm and honest.
  • Complete any administrative task as required for the efficient running of the team’s activities.
  • Always deliver a consistent and professional level of service.
  • Devising customized recovery strategy on a case-by-case basis.
  • Reducing the non-performing loans owed to the Bank.
  • Following up with clients on previous payment arrangements.
  • Locating and establishing contact with debtors.
  • Taking ownership of debt collection cases.

Job Requirements

  • B.Sc in any Management Course.
  • A minimum of 3 years progressive experience in Recovery Officer.

Skills and Requirements:

  • Exceptional organizational skills.
  • Excellent numeracy savvy.
  • Great creative, visionary, and critical thinking skills.

Application Closing Date
Not Specified.

10.) Collection Officer

Locations: Abuja and Rivers

Job Description

  • Monthly Customer follow up. Send reminders of settlement arrangement and pending payments before they are due.
  • Emailing, calling, and negotiating with the delinquent customers or our clients via outbound/inbound phone calls for payments of overdue debt.
  • The Tele-collections officer will speak to customers to negotiate payment plans and payment schedules that suit their current financial situation while still satisfying the debt.
  • Ensure that all attempts to collect outstanding debt accounts are pursued with the highest levels of urgency. And outstanding debts targets are met.
  • Provide feedback to management concerning possible problems or areas for improvement. Make recommendations to implement improved processes. Reports should be 100% accurate and submitted as at when due.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.

11.) Senior Deposit Mobilization Officer

Locations: Abuja, Lagos and Rivers

Duties & Responsibilities

  • Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
  • Meet, maintain and exceed set targets
  • Cultivate new clientele on a regular basis.
  • Cultivate and maintain courteous and efficient relationships with clients.
  • Timely response to feedback and other customer-related issues or requests.
  • Participate in creating new and better marketing based on field experience.
  • Visit, engage prospects and maintain liability generated
  • Propose services, up-selling and cross-selling whenever possible
  • Recruit, train and build sales teams across the country
  • Increase number of Treasury services taken up by Clients
  • Ensure the effective, high-quality management of Clients
  • Conduct periodic competitor analysis, reviewing product rates and requirements
  • Prepare and send a periodic report to management
  • On-board and manage subordinates to maintain a consistently high number of prospects, and with a high conversion rate

Qualifications

  • Minimum education level – First Degree in any discipline from a reputable academic institution.
  • Post-graduate qualification(s) and professional membership will be an added advantage.
  • 5+ years of experience in sales and business development. Experience in a financial institution is an added advantage
  • Demonstrated track record of meeting / exceeding targets as an individual contributor.
  • Successful experience building a territory from little or nothing.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should forward their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.

12.) Lease Executive

Locations: Abuja and Rivers

Job Description / Responsibilities

  • Generate High-Quality Risk Assets
  • Identify key staff in client companies to cultivate profitable relationships
  • Resolve clients complaints quickly and effectively
  • Understand clients’ needs and develop plans to address them
  • Promote excellent customer service.
  • Aim to preserve customers and renew contracts
  • Approach potential clients to establish relationships
  • Gain solid knowledge of competitors to build new profitable products
  • Building positive relationships with customers
  • Identifying opportunities for greater profits
  • Intuitive to customers’ needs
  • Strategic thinker and ability to analyze and solve problems quickly
  • Attentive to detail and organized
  • Must be self-motivated, flexible, and able to manage other assigned tasks
  • Prepare reports as at when due or assigned.
  • Other activities assigned by the head of the unit for better team productivity.

Skills / Competencies / Requirements

  • B.Sc / BA in Business Administration or similar field
  • A minimum of 4 years of work experience.
  • Proven experience in Sales and Business Development
  • Knowledge of customer management practice
  • Experience in Risk Assets creation
  • Experience in leasing
  • Problem-solving attitude
  • Excellent communication skills
  • Aptitude for fostering positive relationships
  • Teamwork and good work ethics.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their CV to: sales.careers@conceptgroup-ng.com using the Job Title and Location as the subject of the mail.

13.) Underwriting Fraud Analyst

Location: Lagos

Duties & Responsibilities

  • Interacts with members as needed who are reporting fraudulent activity.
  • Reviews suspicious accounts for potential fraud.
  • Reviews suspicious documentation submitted for both new transactions and loans.
  • Review and Process all consumer statements on credit bureaus.
  • Assist the Compliance department in compiling relevant information and narrative to make the determination if needed.
  • Analyzes and conducts investigations of potentially fraudulent activity, to ensure minimal loss to the organization.
  • Coordinates cross-functional communication, to resolve fraud situations and provides recommendations to resolve fraud.
  • Collaborates with the internal audit department to monitor the underwriting activities, prevent and mitigate risks and potential losses.
  • Maintains the fraud analytics database, tracks fraud trends and statuses of various types of fraud.
  • Periodically train and educate the underwriting team to identify and respond to potential fraud trends and situations.
  • Develop, build and prioritize risk into classes
  • Compiles various reports for management, to update the status of current investigations, and necessary actions needed to either mitigate.
  • Develops, maintains, and implements policies/procedures to detect and prevent fraudulent activity.
  • Assists the internal audit and compliance analyst in investigating suspicious activity on account.

Requirements

  • B.Sc. in Finance, Accounting or any relevant field.
  • Minimum of 2 years relevant experience, preferably in the financial sector
  • Certified fraud / risk expert
  • In-depth knowledge of IFRS principles and changes.
  • Ability to effectively lead and direct a team and drive developed strategies.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the mail.

14.) Underwriting Process and Policy Strategist

Location: Lagos

Duties & Responsibilities

  • Articulate, design and implement highly effective underwriting processes and translate same into actionable pieces of information that can be leveraged on by the underwriters
  • Develop strategies to determine loan risk and customer behavioral trend.
  • Partner with business units and other stakeholders to develop credit strategies to meet business goals
  • Monitor the existing policies and develop new ones to ensure that the portfolio quality is within expectations while enabling business growth.
  • Ensure optimal performance of all automated processes, review same periodically and recommend launches, improvements and changes when necessary.
  • Keep abreast of latest analytical tools and techniques and use them to develop strategies
  • Develop strong analysis framework that will guide underwriting process.
  • Ability to detect and understand competitive differentiators that makes the difference from other processes.
  • Ability to build and develop processes that can align the goal and focus of the business.
  • Act as gatekeepers to ensure adequately priced and fairly selected exposures are entering the company’s books.
  • Monitor competition’s contracts and strategies and with it, ensure adequate benchmarks in line with the company’s risk appetite.
  • Assist the sales department to understand how and why certain product features and customers help or hinder risk mitigation and may influence the books.
  • Liaise with the product department to analyze all products and product features, and consequently, design an effective strategy around first level analyses before disbursement.
  • In this role, you will be responsible for documenting, monitoring, and improving our end-to-end process to manage chargeback risk.
  • Develop strategies that can enable risk control.
  • Demonstrate a high degree of empathy for the business and customers, and bring creativity and structured thinking towards our processes and procedures.

Requirements

  • B.Sc. in Finance, Accounting or any relevant field.
  • Have 2+ years of experience managing credit for unsecured lending portfolios
  • Highly analytical and love to analyze data to generate information
  • Excellent communicator with ability to present and explain your strategies to multiple internal stakeholders
  • In-depth knowledge of IFRS principles and changes.
  • High proficiency level in excel.
  • Ability to effectively lead and direct a team and drive developed strategies

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the mail.

15.) Underwriting Analyst

Location: Lagos

Duties & Responsibilities

  • Help manage daily workflows to increase understanding of processes and pain points
  • Work closely with our Operations and Underwriting teams to identify process improvement opportunities
  • Utilize analytics to monitor process performance and support policy change
  • Identify and resolve gaps in current operational processes and policies to mitigate operational errors
  • Identify the key levers that have the greatest impact on operational efficiencies
  • Maximize efficiency in an environment where the process is fluid and creative solutions are expected
  • Build strong relationships with Disputes, Recovery, Fraud, Customer Support, and Account Management teams to maximize success
  • Constantly ensure a balance between profitability and growth for the organization.
  • Ensure and maintain a well and clearly defined business structure for proper decision making.

Requirements

  • B.Sc. in Finance, Accounting or any relevant field.
  • Minimum of 2 years and above experience with a financial background.
  • A knack for figures and passionate about analysis and process optimization.
  • In-depth knowledge of IFRS principles and changes.
  • Ability to effectively lead and direct a team and drive developed strategies.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the mail.

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