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WEMA Bank Transfer Code – How to Activate *945# USSD

On this page, you will discover the correct WEMA Bank Transfer code and how to use the code to send money to other banks.

Hello there, are you searching for the correct WEMA Bank transfer code, or maybe, you have the code at your disposal but don’t know how to go about sending money to other people while using the code? We have on this page a guide that will walk you through all the required processes in minutes.Information Guide Nigeria


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The need to know your correct bank USSD code is crucial in our day-to-day life most especially in recent times whereby, banks are being populated by lots of customers coming for various reasons. This is why we have this content on this page just to help you get the most out of your banking experience while being a WEMA Bank customer.

Wema Bank Transfer Code: How to Register and Use It
Source: NaijNaira

With the WEMA Bank transfer code, WEMA bank customers can enjoy seamless transactions without ever visiting the bank. I will tell you more about the code as we proceed.

Read Also: UBA Transfer Code: Use *919# to Transfer Money Now

About WEMA Bank Transfer Code

WEMA Bank transfer code is a four digits USSD code officially launched by WEMA Bank Plc in 2019. WEMA Bank is one of the first digital banks in Nigeria if you can still recall when they introduce Alat by WEMA.

The transfer was initially introduced to help and also assist Nigerians using WEMA bank to enjoy secure, fast, and convenient transactions while using their mobile phone. In fact, you are most likely not going to visit any WEMA bank branch or a nearby POS outlet if you have the code and know how to use it for banking transactions. The USSD code cannot only be used for transfer of money only, it can also be used for other WEMA bank services and enquiries. I will emphasize on this but before then, let’s get to know the correct WEMA USSD code below.WEMA Bank Transfer Code

What is WEMA Bank USSD Code

WEMA Bank USSD code or remote banking transaction code is *945#. With the code, customers can perform quite a good number of actions remotely without having to leave their homes/offices. See below for some cool things you can use the code for.

Read Also: Access bank transfer code;  How to Transfer Money via USSD Code

Features of WEMA Bank Transfer Code

While using the code as a WEMA bank customer, you will be able to access the following features;MTN Data Balance 2022 Check MTN Data Balance via SMS and USSD (+ZIGI Chatbot)

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  • Transfer money to all bank accounts in Nigeria
  • Buy Airtime and data subscription package for self and others
  • Open a new WEMA bank account (in case you don’t have one)
  • Check your current WEMA bank account number and balance
  • Block your ATM card in case of theft or loss
  • Access WEMA bank quick loans and many more

The *945# ussd code by WEMA is indeed a welcome development to the Nigerian banking system. Well, that’s just a tip on things you can perform while using the code. See other key benefits of using the USSD code below.WAEC result

Read Also: Union Bank of Nigeria Transfer Code And How To Use

Benefits of Using WEMA Bank Transfer Code

View some key benefits of using the WEMA bank USSD code below;

  • It is 100% free for all customersNpower recruitment
  • It works on all phone types (Android, iPhone, and button phones)
  • It is fast, easy to use, and most of all convenient
  • All transactions are end-to-end encrypted which means you don’t need to bother about security issues (unlike using public Wi-Fi to access your bank app) and others.

You will get to know more benefits of why you should continue using the code when you give it the first try. I would have talked more about that, but I need to make this content short and simple. You might want to check out below on how to make use of the WEMA Bank USSD transfer code to send money to all bank accounts in Nigeria.

How to Transfer Money to Others Using WEMA Bank Transfer Code

Sending money via WEMA bank transfer code is one of the easiest methods one can use to send out money to other bank accounts within seconds in Nigeria. Follow below detailed instructions on how to go about doing this.

  • First, you need to open your mobile dialer app (button phone users can skip this method)
  • Now punch in the correct WEMA USSD code *945# and send (using the SIM card linked with your WEMA account)
  • Follow the on-screen command prompt to activate the code on your account since this is the first time).How to Retrieve MTN Transfer Pin 2022_ See Full Procedure
  • Provide your correct WEMA bank account number, date of birth, new transaction PIN in the appropriate field. (your account should be linked now).
  • Refresh your phone dialer and insert the USSD code again *945# and send
  • Reply with “1” to accept CBN USSD mobile banking terms
  • Now reply with “3” to select “Transfer Money”
  • On the next screen, reply with “1” for select WEMA bank as beneficiary account OR “2” for other Nigerian bank accounts
  • Now enter the beneficiary’s account number and send
  • Input the amount you wish to transfer to the beneficiary and send (a list of banks will appear)
  • Verify the beneficiary’s bank (his name will automatically be on your screen)
  • Confirm the name (if correct), enter your transaction PIN to launch the money transfer sequence.dollar to naira rate

Following the above-mentioned steps properly should get you a success message on your screen now. Anyways, I have other short methods to walk you through – if this method is a bit complex. See below for how to use the WEMA One-time USSD code to transfer money.

Read Also: Fidelity Bank Transfer Code; how to activate Fidelity bank transfer code on phone

WEMA Onetime USSD Transfer Code: How to use it

With the WEMA onetime USSD code, you can easily transfer money without having to go through a lot of procedures. See below for full guidelines;

  • Open your dialer and enter *945*BeneficiaryAccountNumber*amount# and send (the person’s name will appear)JAMB form
  • Now input your 4 digits transaction PIN to successfully transfer money

You should get a success message and a debit alert if you followed the above guide correctly. In detail, let’s say you want to transfer N2,000 to this account number “1111122222” and your PIN is 1234. Just input this code *945*1111122222*2000# and send, then reply with 1234.

It’s as simple as that. See below for other one-time USSD codes for WEMA bank users.

Read Also: Access Diamond Bank Transfer Code 2022: See How to Transfer Money via USSD Code

WEMA Bank One-time Transaction USSD Codes

  • Buy Airtime: *945*phone Number*amount#
  • Balance Enquiry: *945*0#
  • Change PIN: *945*00#
  • Get your Account Number: *945*000#
  • Open Account: *945*1#
  • Change Account Number: *945*2*oldaccountnumber*newaccountnumber#
  • Account Reactivation: *945*5#
  • Send Money to phone: *945*6*amount#
  • Quick loan: *945*65#JAMB Result

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Emmanuel Husseni

Emmanuel is a Content Developer at InfoGuideNIgeria.com. InfoGuide Nigeria is a team of Resource Persons and Consultants led by Ifiokobong Ibanga. Page maintained by Ifiokobong Ibanga. If you need a personal assistance on this topic, kindly contact us.

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