Finatrust MicroFinance Bank Recruitment 2023(3 Positions)

Responsibilities

• Follow up with past due obligations as allocated by the Head of Recovery
• Providing Feedback to the head of the recovery on loan delinquency issues
• Critical review on allocated portfolio and propose workout strategies toward repayment
• Assisting the Head of Recovery on day-to-day operations
• A regular visit to defaulting facility holders until liquidated
• Conducting intelligent survey and investigation of suspected portfolio
• Monitoring of ongoing facilities and notifying credit officers on credit status in terms of expired facilities and maturing dates
• Verification of customers’ details and addresses for record keeping purposes to ease recovery in the event of default.
• Prepare required reports and information as specified by the superior.

Secondary Responsibilities

• Attend to additional official duties which is not mentioned above and assigned by the management time to time, in line with the business, procedures, policies, guidelines and practices of the Company.
• Safeguard the confidentiality of all information pertaining to the Company and the Organization obtained externally or internally during employment and refrain from divulging same to any third party.

Qualifications

• First Degree (BSc or HND).
• Microfinance experience is an added advantage
• Analytical Skills
• Good Negotiation Skills
• Knowledge of Microsoft Office
• Good written and Verbal communication skills
• Excellent organizational skills
• Very good, clear and concise writing skills
• Highly structured and creative
• Self-motivated, results oriented and problem solver.Finatrust MicroFinance Bank Recruitment

Application Closing Date
15th April, 2023.

Method of Application
Interested and qualified candidates should:
Click here to apply online
Or
Send their CV to: [email protected] using the “RECOVERY OFFICER – AJAH” as the subject of the email.

Primary Responsibilities

• Appraising and analysing all loans requests with aim of protecting the Bank’s risk assets while ensuring that the loans appraised are in line with the Bank’s credit policy.
• Ensure the achievement of stated turnaround times for loan review, analysis, appraisal on daily basis.
• Ensure all required data/information are correctly entered and considered for credit decision making.
• Reconcile all basis of recommendation of loan on cash flow/capacity.
• Ensure PAR of the allocated branches’ portfolio is not more than 5%.
• Attend to customer’s request both physically and in proxy in a friendly and welcoming manner to gain repeated business.
• Ensure provision of timely report on all credit related report, conducting credit check on loan customers.
• Monitoring of credit risk development and quality at portfolio level, proposes measures for improvement, prepares credit risk report.
• Supervision of the work on credit risk policies, rules and methodologies
• Ensure effective management and resolution of conflicts, build participative processes that can accommodate requests at short notice in order to derive the maximum mileage for the organization in a rapidly changing/dynamic environment.
• Ensure operational and service excellence in the FTM Bank branch network
• Participate in managerial and departmental decision making which would result in adding value to the organisation as a whole.
• Safeguard the confidentiality of all information pertaining to the FTM Bank obtained externally or internally during the course of employment and refrain from disclosing same to any third party
• Create and facilitate co-operation and effective two-way communication among all stakeholders including employees and constituents to create win-win results.
• Take the ownership of maintaining a harmonious industrial relationship at the Bank.

Education and Experience

• Bachelor’s Degree in Finance, or related field required.
• 5 – 10 years of related experience preferred.
• Microfinance experience is an added advantage.200 Romantic Love messages

Required Skills and Qualifications;

• Thorough understanding of policies and best practices of risk management.
• Excellent verbal and written communication skills.
• Excellent mathematical and critical thinking skills.
• Excellent analytical and problem-solving skills.
• Excellent organizational skills and attention to detail.
• Strong supervisory and leadership skills.
• Proficient with Microsoft Office Suite or related software to prepare reports and policies.

Application Closing Date
27th March, 2023.

Method of Application
Interested and qualified candidates should:
Click here to apply online
Or
Send their CV to: [email protected] CC: [email protected] using the Job Title as the subject of the email.

Responsibilities

• Act as liaison officer with Police, EFCC and other Law Enforcement Agencies.
• Drafting and review of all legal agreements which includes but not limited to Loan Agreements, Deed of Legal Mortgage, Deed of Equitable Mortgage, Deed of Assignment, Deed of Sale, Tenancy Agreement, Lease Agreement, Service Level Agreement, Cash Collection Agreement, and Asset Financing Agreements.
• Liaison with recovery department and providing assistance where needed on the recovery of past due obligations.
• Draft and review of loan documentations.
• Ensuring legal compliance with loan documentations before disbursing.
• Liaising with external solicitors as regards the Banks’ exposure; securities and collateral.
• Liaising with risk management of the Bank to ensure protection of the Banks’ assets.
• Conduct searches at the Corporate Affairs Commission, Lands’ Registry, Probates Registry, as the case may be.
• Ensure the proper custody of the Banks’ seal and legal agreements.
• Verification and sign off on all legal documents.
• Liaison with recovery department and providing assistance where needed on the recovery of past due obligations.
• Assist with Company secretarial services where and if required

Qualifications & Requirements

• LLB in Law and BL with common law background.
• At least 3 years post call experience in similar position
• Not more than 5 years post call.Jamb Result
• Knowledge of Microsoft Office
• Good written and Verbal communication skills
• Excellent organizational skills
• Very good, clear and concise writing skills
• Highly structured and creative
• Self-motivated, results oriented and problem solver.Good morning my love messages

Application Closing Date
27th March, 2023.

Method of Application
Interested and qualified candidates should:
Click here to apply online
Or
Send their CV to: [email protected] using the Job Title as the subject of the email.

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